It doesn’t matter how much you make — what matters is how much of it you keep

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🧮ToolsCalculators and spreadsheets to track your income and expenses. 📚Recommended ReadingBooks, channels, and videos that shaped how I think about money. 📈How I InvestA look at my own portfolio and the reasoning behind it. 👋About MeMy story and why I write about this stuff. 💬Financial CoachingWant help with your own finances? I offer 1-on-1 sessions. 📺Watch on YouTubeVideos on index funds, FIRE, and everything in between.
How I Went from Zero to $1 Million in 11 YearsMy actual path to a seven-figure net worth — no lottery tickets, no secret formula.January 2021 When in Doubt, Zoom OutWhy zooming out on a stock chart can save you from panic-selling at exactly the wrong moment.February 2024 19 Tips for a Wealthy LifeA running list of the small habits that add up to real financial security.March 2023 Rule of 72A five-second mental trick to estimate how many years it takes your money to double.November 2021 Interest – the Rowboat AnalogyWhy compound interest is like rowing downstream — and debt is like rowing against the current.May 2017 Financial Independence Through Deferred GratificationThe unglamorous truth about FIRE: you have to want tomorrow more than today.October 2020
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